Terms of Service

1. Acceptance of Terms

By accessing and using Prospera's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our services.

2. Description of Service

Prospera provides AI-powered equity research and analysis tools for professional investors. Our service includes but is not limited to: financial data analysis, equity research reports, predictive insights, and investment recommendations generated by artificial intelligence.

3. User Responsibilities

As a user of Prospera, you agree to:

• Provide accurate, current, and complete information during registration
• Maintain the security of your password and account
• Notify us immediately of any unauthorized use of your account
• Use the service only for lawful purposes and in accordance with these terms
• Not attempt to gain unauthorized access to any portion of the service
• Not use the service to transmit any harmful code or malicious software

4. Investment Disclaimer

IMPORTANT: The information provided by Prospera is for informational purposes only and should not be considered as financial advice. All investment decisions should be made after conducting your own research and consulting with qualified financial advisors. Past performance does not guarantee future results. Investing in securities involves risks, including the potential loss of principal.

5. Intellectual Property

All content, features, and functionality of Prospera, including but not limited to text, graphics, logos, software, and AI-generated reports, are the exclusive property of Prospera and are protected by international copyright, trademark, and other intellectual property laws.

6. Limitation of Liability

In no event shall Prospera, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

7. Data Accuracy

While we strive to provide accurate and up-to-date information, Prospera does not warrant or guarantee the accuracy, completeness, or timeliness of any data, analysis, or recommendations provided through our service. All data is provided "as is" without warranty of any kind.

8. Subscription and Fees

Access to certain features of Prospera may require a paid subscription. Subscription fees are subject to change with notice. You are responsible for all charges incurred under your account. Refund policies will be determined on a case-by-case basis.

9. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service. Upon termination, your right to use the service will immediately cease.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Third-Party Services and Acknowledgements

Prospera utilizes certain third-party libraries and services to provide our charting and data visualization features. We acknowledge and thank the following:

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

legal@prospera.ai